Card Types

There is no doubt in my mind that one of the biggest disadvantages of Chase credit cards is that they are subject to a strange rule which is also known colloquially as the “5/24 rule”. In broad terms, Chase’s credit card policy states that any new applications for Chase cards are automatically rejected if you have five credit cards from any bank in the past 24 months. Before applying for many Chase credit cards, there is a great reason to check your credit score as well.


There’s no denying that Chase Sapphire Preferred is one of the best credit cards for anyone looking to earn travel rewards. In addition, on top of the relatively low annual fee of $95 you will also have the opportunity to take advantage of a sizable sign-up bonus, and a variety of high-quality bonus levels and benefits.

Different Types Of Cards

Chase Sapphire’s Favorite Card

  • Points are worth 25% more when redeemed for travel through Chase Credit Card Ultimate Rewards
  • Transfer points to top frequent flyer programs at a 1:1 ratio, including IHG Rewards Club, Marriott Bonvoy, and World of Hyatt.
  • Travel protection includes all-risk insurance for rental cars, delay insurance, and reimbursement in case of travel delay.
  • There is no charge for purchases outside the United States.


Reserve Chase Sapphire

  • $300 annual travel credit towards travel purchases
  • Global Entry or TSA PreCheck application fee credit of up to $100 every four years
  • Priority Pass Select Lounge access to over 1,000 lounges in over 500 cities worldwide
  • Points are worth 50% more when redeemed for travel through Chase Ultimate Rewards
  • Special benefits at The Luxury Hotel & Resort Collection
  • Free Lyft Pink Year Subscription

Ink Business Cash Credit Card

  • no annuity
  • free employee cards
  • Reimbursement is based on current business expenses
  • Special purchase financing offer